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One of Canterbury’s most affable finance companies
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As one of Christchurch’s enduring finance companies, Fair City Finance has been financing Canterbury
since 1988. Along with associated finance companies covering much of New Zealand, we lend money for
cash loans, personal loans, car loans, business finance, and bridging home loan finance.
Every day we enjoy providing finance. Christchurch-based team members like being able to get our customers closer
to their goals.
We understand you have a choice in finance companies. At Fair City Finance, our mission is to provide you with an
immediate financial solution tailored to your requirements, with professional courteous service. How do we achieve
this?
We employ a small Canterbury finance team of 7 highly qualified staff who are able to respond immediately to any
proposal submitted. Our staff genuinely enjoy their work and the proof is their average time with us, which is
almost ten years! 80% of Fair City Finance Christchurch team members are women.
See our friendly Canterbury finance team Click here to see more
about us...
Flexible finance – Christchurch head office
As one of Christchurch’s longer standing finance companies, we specialise in secured loans. That’s why we’re still
around! To assist us structuring a package we are prepared to use the following as security or collateral:
- Chattels
- Motor Vehicles
- Property/Land
- Other forms of assets (Please discuss with us).
The security may belong to you or to the guarantor but the security cannot have finance outstanding on it. To
strengthen your application the following definitely helps:
Why choose a Canterbury finance company if you live elsewhere?
Our existing customers like our flexible, friendly and professional attitude. In fact they like us so much that
60% of our business comes from returning customers or personal referrals from our existing customers. We must be
doing something right!
Fair City Finance brings you:
- Speed (same day approvals)
- Flexibility
- Pleasant staff (80% women)
- Competitive quotes - Compare our instant finance prices
- Easy to deal with - make you feel at ease – you won’t not intimidated unlike some finance companies!
- We structure the loan so that it is affordable for you and not beyond your means.
Fair City Finance Ethics:
- We offer reasonable interest rates and charges
- We are straight forward with our customers
- We explain the terms of the contract to each customer
- We offer flexible finance solutions to suit your needs
- We have integrity and honesty
- We are sensitive to our customers' needs
- Our contracts are written in plain English - not legalese
- Repayment insurance premiums will be rebated to you if you pay back the loan early.
- We are registered financial advisers.Click here to read our full disclosure statement.
Who do we lend to?
Our flexible approach means we are often prepared to lend to customers that major finance companies and banks turn away. We finance
Christchurch customers and those living in other areas. We do offer loans to:
- Beneficiaries
- Low income earners
- Immigrants - recently arrived in the country
- Some adverse credit history
- Retired
- Younger borrowers
- No or low deposit when purchasing a motor vehicle
- For the purchase of older motor vehicles.
PLEASE NOTE! We ourselves are based in Christchurch, but we have associated Finance Companies covering much of New Zealand.
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