Fair City Finance    

Fast, easy loans from Christchurch NZ loan company Fair City Finance

   

Who are we?

 

For cash loans, personal loans, car loans, and bridging home loan finance, contact Fair City Finance, a finance company established in 1988 with associated finance companies covering much of New Zealand. Every day we enjoy providing loan finance that gets our customers closer to their goals.

At Fair City Finance our mission is to provide you with an immediate financial solution tailored to your requirements, with professional courteous service. How do we achieve this?

We employ a small team of 7 highly qualified finance staff who are able to respond immediately to any proposal submitted. Our staff genuinely enjoy their work and the proof is their average time with us, which is almost ten years! 80% of Fair City Finance people are women.

   
See our people Click here to see more about us...
   

What do we offer?

 

We offer very competitive interest rates from 19.5% for motor vehicle purchases if you have at least a 20% deposit. Our rates for personal loans are among the cheapest in the market. Check out our online loans calculator for yourself!

We specialise in the following secured loan types: (Click on any line to see more)

Our flexible approach means we are often prepared to lend to customers that major finance companies and banks turn away.

   

Why choose us?

  Why do new customers choose FCF:
  • Speed (same day approvals)
  • Flexibility
  • Pleasant staff (80% women)
  • Competitive quotes
  • Word of mouth
  • Easy to deal with - make you feel at ease - not intimidated
  • We structure the loan so that it is affordable for you and not beyond your means.
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Fair City Finance Ethics:
  • We offer reasonable interest rates and charges
  • We are straight forward with our customers
  • We explain the terms of the contract to each customer
  • We offer flexible finance solutions to suit your needs
  • We have integrity and honesty
  • We are sensitive to our customers' needs
  • Our contracts are written in plain English - not legalese
  • Repayment insurance premiums will be rebated to you if you pay back the loan early.
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Who do we lend to?

  We do offer loans to:

  • Beneficiaries
  • Low income earners
  • Immigrants - recently arrived in the country
  • Some adverse credit history
  • Retired
  • Younger borrowers
  • No or low deposit when purchasing a motor vehicle
  • For the purchase of older motor vehicles.
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What do we need from you?

  To assist us structuring a package we are prepared to use the following as security or collateral:
  • Chattels
  • Motor Vehicles
  • Property/Land
  • Other forms of assets (Please discuss with us).
The security may belong to you or to the guarantor but the security cannot have finance outstanding on it. To strengthen your application the following definitely help:
  • Guarantor or
  • Joint name.
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Our existing customers like our flexible, friendly and professional attitude. In fact they like us so much that 60% of our business comes from returning customers or personal referrals from our existing customers. We must be doing something right!


PLEASE NOTE! We ourselves are based in Christchurch, but we have associated Finance Companies covering much of New Zealand.

See our people Personal references

Application Form

Website maintained by   The Web King
Last modified: 13 May 2010.