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Competitive car loans – bargain
harder
with approved car loan finance
Car loans from $600 - $20,000 |
| We offer very competitive interest rates
from 19.5% for car finance if you have at least a 20% deposit. Our rates for car loans are among the
cheapest in the market. Check out our online loans
calculator for yourself! |
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| Specially Tailored Car Loans |
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| Gold Plan |
Our best rate if you have at least 33.33% deposit
for a modern motor vehicle and a clean credit report.
Conditions apply. |
| Silver Plan |
Our most flexible and popular plan if you
have a low or no deposit, reasonable credit report but
are able to offer us additional security, e.g. property,
another motor vehicle and/or a guarantor. |
| Bronze Plan |
If your credit report is not squeaky clean
but you are able to provide chattels as security and/or
a guarantor. |
N.B. If you don't fit into one of these plans, don't panic
as one of our highly skilled loan officers can tailor a package
to suit your needs.
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| Funding your new car |
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Although people buying a new (or used) car will spend months researching which model they will buy,
few people put more than 5 minutes into finding the best car loan. |
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| Car Finance for Most Vehicles |
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Car, Van, Taxi, Caravan, Campervan, Trailer, Motor
Bike, Light Truck. |
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| Where Can I Purchase |
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With Fair City car loans, you can buy
privately, at auction, or from a LMVD. We can pre-approve your car loan so you can find the vehicle
of your dreams. Remember that our car loan rates are cheaper than most motor vehicle dealers. |
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| Loan Size |
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$800 onwards |
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| Age of Vehicle |
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Younger than 13 years old. |
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| Deposit |
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From no deposit. If you have at least a 33.33% deposit, or a first mortgage
you may be eligible for our Gold Plan. |
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| Security |
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We normally use the motor vehicle you are purchasing.
We can also use other motor vehicles, property/land, chattels
or financial securities. We can also use the assets belonging
to a guarantor to secure car loans. |
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| Car Loan Value |
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Up to 75% on motor vehicles and 100% with extra
security. |
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| Repayment Period |
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Up to 4 years and less for older vehicles. There
may be a fee for paying back the car loan early. |
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| Repayment Frequency |
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Weekly, fortnightly or monthly via direct debit
or automatic payment. |
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| Interest Rates |
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Our rates are very competitive:
Gold Plan: From 18.25%.
Silver Plan: From 19.75%.
Bronze Plan: From 21.00%.
Compare our Prices by clicking here
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| Payment Protection Insurance |
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We may require you to have Payment Protection Insurance.
Click here for details of our Payment
Protection Insurance options. |
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| Documentation/Proofs |
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Your may be asked for the following documentation;
Drivers Licence, Pay Slip or Bank Statement. |
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| Approvals |
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Car finance approvals can usually be made on the same day, or the
next day if we are using other assets as security. Payouts are
made the same day as the loan is signed, usually by direct credit to your bank account. |
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Any Questions?
If you need more information, please contact one of our highly skilled
loan officers who can provide you with the information you require
or tailor a car finance package to suit your needs.
Find out about us and meet our Canterbury Finance team
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