| What can I use the cash loan for? |
Anything you want, almost - here are some examples of loans Christchurch borrowers asked for:
- To buy something you need
- A wedding or other family occasion
- Refinancing an existing debt or loan
- Debt consolidation - pay off those credit cards with high interest rates
- Home improvements
- Pay unexpected bills
- A holiday
- A funeral
|
| Can I Re-finance an Existing Loan? |
Yes, absolutely. Talk to us about how you want to improve the set up
of your loan. Christchurch Fair City staff will help make the terms more flexible for you.
|
| Cash Loan Size |
$600 upwards
|
| Security |
Motor vehicles, property/land, household chattels (fridge, freezer,
TV, washing machine etc) or financial securities or your fishing quota. We can also use the assets belonging to a
guarantor. Please call us if you have any questions.
|
| Loan Value |
Depends on the security offered.
|
| Repayments |
Up to 3 years, from as low as $15 a week. There may be a fee for
paying back earlier than the original final payment of your loan. Christchurch Fair City lenders will do their
best to accommodate your financial situation.
|
| Repayment Frequency |
Weekly, fortnightly or monthly by direct debit or automatic payment.
|
| Interest Rate |
Our cash loan rates are very competitive but you also need to
consider our fees and charges.
Compare our Prices to those of Instant Finance.
|
| Payment Protection Insurance |
We may require you to have Payment Protection Insurance.
|
| Documentation/Proofs |
You may be asked for the following documentation: Drivers Licence,
Pay Slip, Bank Statement.
|
| Cash loan approval |
Approvals can often be given on the same day or the next day if we
are using other assets as security. Payouts are made the same day as the loan is signed.
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