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  Menu:

  Cash loans
  Personal loans
  Car loans
    trucks
    caravans
    motorcycles
    trailers

  Family events
    weddings
    holidays
    funerals
    family reunions

  Business loans
  Bridging loans
    short-term loans
 
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Finance your loan today with our friendly Christchurch loans team

When finance is tight, a loan tides you over. Loans for almost any occasion are available quickly and easily from the friendly team at Fair City Finance. We’ll treat your application on its own merits, and that probably means yes. Examples of popular loans:

  • NZ or international holidays
  • Family occasions such as weddings or funerals
  • Car loans (boat, motorbike, caravan)
  • Renovating your kitchen, bathroom, or a loan to add a new bedroom or garage
  • HP finance for appliances
  • Refinancing an existing loan or debt
  • Unexpected medical bills or repair bills
  • Consolidating credit card debt
  • Dealer finance
We offer cash loans from $600 upwards for up to 3 years, with repayments from $15 a week, provided you have some security. Potential security for your loan:
  • NZ registered vehicles
  • Property or land
  • Household furniture or appliances such as freezers, televisions, washing machines
  • Financial assets such as a fishing quota.
Your guarantor can also offer assets as security. Just talk to us if you are not sure what to use.

Competitive rate for your loan: NZ finance companies compared

We are flexible with loan payment frequency and term; you can pay weekly, fortnightly or monthly by auto payment or direct debit. Plus loan interest rates are very competitive. We pride ourselves on a low total cost loan including fees and charges. Here’s a comparison of our loan rates compared to Instant Finance.

You can repay early although there may be a small fee. For some applicants, we require Payment Protection Insurance. We usually need to see your pay slip, bank statement and drivers licence to approve the finance.

Fast turnaround of loans

You get your loan money the same day as the loan is approved and signed. This is often same day approval or next day if assets have been provided for security.

Secure your personal loan today and relax! Our friendly Fair City Finance loan officers can answer any questions or tailor a loan to suit. Please Contact Us
if you need more information, find out how our philosophy is unique among finance companies, Apply Online in your own time, or drop by for a no-obligation quote.

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