| What can I use the Personal Loan for? |
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Anything you want, almost - here are some examples:
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Buy something you need |
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A wedding or other family occasion |
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Refinancing an existing debt or loan |
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Debt consolidation - pay off those credit
cards with high interest rates |
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Home improvements |
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Pay unexpected bills |
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A holiday |
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A funeral |
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| Can I Re-finance an Existing Loan? |
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Yes, absolutely. |
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| Loan Size |
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$600 upwards |
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| Security |
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Motor vehicles, property/land, household chattels
(fridge, freezer, TV, washing machine etc) or financial securities
or your fishing quota. We can also use the assets belonging
to a guarantor. Please call us if you have any questions. |
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| Lending Value |
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Depends on the security offered. |
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| Repayments |
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Up to 3 years, from as low as $15 a week. There
may be a fee for paying back the loan early. |
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| Repayment Frequency |
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Weekly, fortnightly or monthly by direct debit
or automatic payment. |
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| Interest Rate |
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Our rates are very competitive but you also need
to consider our fees and charges. |
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| Payment Protection Insurance |
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We may require you to have Payment Protection Insurance.
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Click here for details of our Payment
Protection Insurance options. |
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| Documentation/Proofs |
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You may be asked for the following documentation:
Drivers Licence, Pay Slip, Bank Statement. |
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| Approvals |
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Approvals can often be given on the same day or the
next day if we are using other assets as security. Payouts are
made the same day as the loan is signed. |
