| Specially Tailored Plans |
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| Gold Plan - |
Our best rate if you have at least 33.33% deposit
for a modern motor vehicle and a clean credit report.
Conditions apply. |
| Silver Plan - |
Our most flexible and popular plan if you
have a low or no deposit, reasonable credit report but
are able to offer us additional security, e.g. property,
another motor vehicle and/or a guarantor. |
| Bronze Plan - |
If your credit report is not squeaky clean
but you are able to provide chattels as security and/or
a guarantor. |
N.B. If you don't fit into one of these plans, don't panic
as one of our highly skilled loan officers can tailor a package
to suit your needs.
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| Funding your new car |
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Although people buying a new (or used) car will spend months researching which model they will buy,
few people put more than 5 minutes into finding the best finance deal. |
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| What Type of Vehicle |
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Car, Van, Taxi, Caravan, Campervan, Trailer, Motor
Bike, Light Truck. |
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| Where Can I Purchase |
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Privately, Auction, or LMVD. We can Pre-approve
your loan so you can be free to find the vehicle of your dreams.
Remember that our rates are cheaper than most motor vehicle
dealers. |
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| Loan Size |
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$800 onwards |
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| Age of Vehicle |
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Younger than 13 years old. |
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| Deposit |
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From no deposit. If you have at least a 33.33% deposit, or a first mortgage
you may be eligible for our Gold Plan. |
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| Security |
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We normally use the motor vehicle you are purchasing.
We can also use other motor vehicles, property/land, chattels
or financial securities. We can also use the assets belonging
to a guarantor. |
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| Lending Value |
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Up to 75% on motor vehicles and 100% with extra
security. |
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| Repayment Period |
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Up to 4 years and less for older vehicles. There
may be a fee for paying back the loan early. |
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| Repayment Frequency |
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Weekly, fortnightly or monthly via direct debit
or automatic payment. |
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| Interest Rates |
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Our rates are very competitive:
Gold Plan: From 18.25%.
Silver Plan: From 19.75%.
Bronze Plan: From 21.00%.
Compare our Prices by clicking here
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| Payment Protection Insurance |
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We may require you to have Payment Protection Insurance. |
| Click here for details of our Payment
Protection Insurance options. |
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| Documentation/Proofs |
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Your may be asked for the following documentation;
Drivers Licence, Pay Slip or Bank Statement. |
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| Approvals |
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Approvals can usually be made on the same day, or the
next day if we are using other assets as security. Payouts are
made the same day as the loan is signed, usually by direct credit to your bank account. |
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